Ideal California Insurance Agency
  • Home
  • Quotes
    • Life & Financial Quotes >
      • Life Insurance Quote
      • Annuity Quotes
      • Disability Insurance Quote
      • Final Expense Insurance Quote
    • Business Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Group Benefits Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
    • Personal Quotes >
      • Health Quotes >
        • Health Insurance Quote
        • Critical Illness Insurance Quote
        • Dental Insurance Quote
        • Long Term Care Insurance Quote
        • Medicare Supplement Coverage Quote
        • Vision Insurance Quote
      • Property Quotes >
        • Home Insurance Quote
        • Earthquake Insurance Quote
        • Flood Insurance Quote
        • Landlords Insurance Quote
        • Renters Insurance Quote
      • Other Quotes >
        • Event Insurance Quote
        • Umbrella Insurance Quote
        • Travel Insurance Quote
        • Wedding Insurance Quote
  • Service
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Life/Financial >
      • Life Insurance
      • Annuities
      • Disability Insurance
      • Final Expense Insurance
      • Financial Planning
      • Comparison of Life Ins Types
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Group Benefits
      • Insurance Bonds
      • Workers Compensation
    • Personal >
      • Health >
        • Health Insurance
        • Critical Illness Insurance
        • Dental Insurance
        • Long Term Care Insurance
        • Medicare Supplement Coverage
        • Vision Insurance
      • Property >
        • Home Insurance
        • Earthquake Insurance
        • Flood Insurance
        • Landlords Insurance
        • Renters Insurance
      • Other >
        • Event Insurance
        • Travel Insurance
        • Umbrella Insurance
        • Wedding Insurance
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Newsletter Signup
    • Accessibility Statement
    • Blog
    • News
  • Contact
  • Home
  • Quotes
    • Life & Financial Quotes >
      • Life Insurance Quote
      • Annuity Quotes
      • Disability Insurance Quote
      • Final Expense Insurance Quote
    • Business Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Group Benefits Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
    • Personal Quotes >
      • Health Quotes >
        • Health Insurance Quote
        • Critical Illness Insurance Quote
        • Dental Insurance Quote
        • Long Term Care Insurance Quote
        • Medicare Supplement Coverage Quote
        • Vision Insurance Quote
      • Property Quotes >
        • Home Insurance Quote
        • Earthquake Insurance Quote
        • Flood Insurance Quote
        • Landlords Insurance Quote
        • Renters Insurance Quote
      • Other Quotes >
        • Event Insurance Quote
        • Umbrella Insurance Quote
        • Travel Insurance Quote
        • Wedding Insurance Quote
  • Service
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Life/Financial >
      • Life Insurance
      • Annuities
      • Disability Insurance
      • Final Expense Insurance
      • Financial Planning
      • Comparison of Life Ins Types
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Group Benefits
      • Insurance Bonds
      • Workers Compensation
    • Personal >
      • Health >
        • Health Insurance
        • Critical Illness Insurance
        • Dental Insurance
        • Long Term Care Insurance
        • Medicare Supplement Coverage
        • Vision Insurance
      • Property >
        • Home Insurance
        • Earthquake Insurance
        • Flood Insurance
        • Landlords Insurance
        • Renters Insurance
      • Other >
        • Event Insurance
        • Travel Insurance
        • Umbrella Insurance
        • Wedding Insurance
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Newsletter Signup
    • Accessibility Statement
    • Blog
    • News
  • Contact

Ideal California Insurance Agency Blog

General Liability Insurance: The Pros and Cons

12/18/2018

19 Comments

 
Picture
Nowadays, businesses often focus on their customers and know how to engage better with their audience ever than before. It may lead to overlooking some important aspects that come in establishing a business. One of which is general liability insurance for the company. 
​
There are lots of business insurance provided by various insurance institutes. You would want to know its pros and cons so that you will see how far it can take you.
​Pros:
  • Risks are always present, especially in business. If you have protection, you will lessen the possible threats that can be an obstacle for the company’s growth.
  • Mishaps and misfortune may always occur. Some things are out of control, and the best way we can do about it is to be prepared for the aftermath. Your business insurance will help you with any lawsuit that may be filed against you. In some cases, the business will also be protected in times of fortuitous events.
  • The flexibility of business insurance is the best feature of it. It can cater to all the business’ needs. There is plenty of coverage to choose from; all you have to do is research which one suits you best.

Cons:
  • General liability insurance may not have enough protection to answer for a considerable judgment or lawsuit against you. You need to have additional coverage to get higher protection than this insurance can provide.
  • Often, business owners deem this insurance as another associated extra cost. It is the mindset that is hard to change because setting up a business is already costly as it is. Well, let alone the number of employees you plan to have. It will also determine the insurance cost and coverage you need.
  • There are lots of factors to cover and consider when it comes to building your own business. You might find other else’s unaffordable especially in the first few years of running the company.

Establishing a business comes with high risk already, without protection you might be initiating more threats for the company. A wise business knows what to invest in and what to keep. In this case, you would want to protect your business to make sure that you can operate for years.

At Ideal California Insurance Agency, we put our clients first by offering them policies that they can afford. Having  insurance is a necessity nowadays and we're here to help you out. Learn more about our products and services by calling our agency at (818) 241-4515. You can also request for a free quote by CLICKING HERE.
19 Comments
Taylor Hicken link
11/16/2020 06:44:43 pm

You made a good point when you mentioned having protection will ensure that your company will be able to grow without obstacles. It is very important to be ready with any circumstances because anything could happen beyond our limits. Therefore, I would like to think if a company is planning to save itself from any losses, it should consider getting liability insurance that can provide protection.

Reply
Charlotte Fleet link
12/17/2020 02:42:56 pm

You made great points about the pros and cons of liability insurance. I like how you mentioned that because risks are always present in businesses, it can be beneficial to have liability protection to lessen the possible threats. I would think that it could also be beneficial to find an insurance company that offers good coverage and is reliable.

Reply
Fred Gibbons link
1/8/2021 12:32:00 pm

Thank you for pointing out that general liability insurance can help protect your business financially. I want to start a business this year, so I'm thinking about buying some general liability insurance for it. I'm going to look for a good business in my area that can help me get some general liability insurance.

Reply
Nelson Fogerty link
1/11/2021 08:36:14 am

Thanks for elaborating on how general liability insurance can help protect your business. I want to start a small business in the near future, so I will probably need to buy some general liability insurance for it. I'm going to search for a good business in the area that can sell me some general liability insurance.

Reply
Bob Newton link
1/18/2021 11:30:45 am

It's great that you elaborate on how general liability insurance can help protect the financial wellbeing of your business. My girlfriend and I want to start a business in the near future, so we should probably buy some general liability insurance for it. I'm going to search for a reputable business in the area that can sell us some general liability insurance.

Reply
Conrad O'Connor link
2/11/2021 11:57:45 am

It's wonderful that you point out that general liability insurance can help protect your business financially. My wife and I are planning on starting a small business this year, so we should probably buy some general liability insurance for it. I'm going to see if there's a good business in the area that can sell us some general liability insurance.

Reply
Alec Burns link
2/12/2021 08:55:33 am

It's interesting that you point out that general liability insurance can help cover your business financially in case something unfortunate happens. I'm planning on starting a small business soon, so I should probably purchase some general liability insurance for it. I'm going to see if there's a good business in my area that can sell me some general liability insurance.

Reply
Jonathan Hansen link
3/15/2021 11:30:18 am

It's great that you mention that general liability insurance can help protect the financial prospects of your business. I want to start a small business this year, so I'm thinking about buying general liability insurance for it. I'm going to look for a good business in my area that can sell me some general liability insurance.

Reply
moneybrighter.com link
6/24/2021 01:19:55 am

In the same opinion as you, it is true that risks are always present, especially in business. If you have protection, you will reduce potential threats that can be a hindrance to the company's growth.

Reply
Ella Starr link
8/6/2021 10:43:30 am

Thank you for mentioning that insurance lessens threats. My husband and I want to start a new business this summer. I will find a good general liability insurance coverage company in my area.

Reply
Hailey Miller link
12/16/2021 02:43:40 am

Thanks for pointing out that general liability insurance can lessen the possible threats that can be an obstacle to a company's growth. I would imagine that any business owner would want to avoid incidents, like fire or theft, that can affect their operations. I think they should look for brokers who can provide business insurance for their organization to ensure protection and peace of mind.

Reply
kate hansen link
1/26/2022 12:18:40 pm

It's good to know that it can cater to businesses and their needs. My husband started his own company a couple of weeks ago, and he was telling me last night about how he wants to make sure that he can get the right insurance for it. I'll pass this information along to him so that he can look into getting commercial liability insurance!

Reply
Thomson Smith link
2/7/2022 08:17:43 am

It's cool that you point out that general liability insurance can protect your business from potential lawsuits. I want to start my own business later this year, so I'm thinking about purchasing some general liability insurance for it. I'm going to see if there's a good business in the area that can help me get some general liability insurance.

Reply
Kristofer Van Wagner link
2/20/2022 10:52:52 pm

I am grateful that this post highlighted that when looking to choose general liability insurance, it is important to ensure we choose the right partner. It makes sense as in doing so, it ensures that we receive the right coverage. I will definitely keep this information in mind when I look to have general insurance applied.

Reply
customer contact services link
6/23/2022 12:10:30 pm

In some cases, the business will also be protected in times of fortuitous events. I’m so thankful for your helpful post!

Reply
chat support services link
7/1/2022 08:30:26 am

The flexibility of business insurance is the best feature of it It can cater to all the business’ needs. Thank you for making this such an awesome post!

Reply
GenieKnows Insurance link
9/6/2022 08:49:30 am

There are actually many kinds of insurance readily available on the marketplace today, however each one of them are actually about securing our team, family members, or even belongings from some sort of financial reduction.

No one knows what the future keeps, and it is regularly crucial to possess methods to defend ourselves.

Insurance policy can easily defend our company from the reduction of project, health and wellness, automobile, property, or even life.

Insurance is an important component of a monetary security.

I know there are the 3 major kinds of insurance coverage: vehicle, health and wellness, and life.

While obtaining insurance coverage, individuals commonly acquire puzzled on whether decide on life insurance policy or even health plan.

I am actually likewise within this condition may any person help me??

Reply
instant customer service link
9/12/2022 07:38:02 am

There is plenty of coverage to choose from; all you have to do is research which one suits you best. Thank you for sharing your great post!

Reply
Rawalpindi Studio link
2/1/2023 07:14:28 am

General liability insurance is the most essential insurance for your business.

Also referred to as ‘commercial general liability’ (CGL) insurance or ‘business liability insurance,’ general liability insurance protects a business against the financial consequences of third-party bodily injury, property damage, and personal and advertising injury. It’s the protection you need to stay focused on building your business. The even better news? it’s easy and affordable to get.

What does general liability insurance cover?


General liability insurance can pay to investigate and defend claims, along with paying for damages, if you're held responsible for things like:

Bodily injury


Property damage


Personal and advertising injury


Bodily injury

Your workplace probably has slip-and-fall hazards.

Should a customer injure themselves while paying you a visit, you could be liable for their medical expenses and other damages.

Property damage

Maybe you visit your clients’ homes to perform your services.

Should you accidentally damage their property while you’re on site, you could be responsible for repairs or replacements.


Personal and advertising injury

Part of your job is advertising your company to grow the business. Should a competitor claim that your ad damaged their reputation, you could be liable for defamation.

Reply



Leave a Reply.

    Contact Us

    (818) 241-4515​
    201 North Brand Blvd
    Suite 200
    Glendale, CA 91203​
    Click Here to Email Us

    Archives

    February 2019
    January 2019
    December 2018
    November 2018
    October 2018
    September 2018
    August 2018
    July 2018
    May 2018

    Categories

    All
    Auto Insurance
    Business Insurance
    FAQs
    Final Expense Insurance
    Financial
    Health Insurance
    Insurance
    Life Insurance
    Local
    Safety

    RSS Feed

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
​Schedule An Appointment
Contact Us
Agent Login

Connect With Us

Share This Page

Contact Us

Ideal California Insurance Agency​
CA State Ins. Lic. # 0D03135
201 North Brand Blvd
Suite 200
Glendale, CA 91203
(818) 241-4515
Click Here to Email Us

Location

Image Banner Credit: LA Skyline by Nserrano  CC BY-SA 3.0
Website by InsuranceSplash